Record each transaction
Add income or expenses with an amount, date, category, and optional note. A transaction list keeps recent activity easy to revisit.
Personal expense and budget tracker
Know where your money goes.
Record an expense as it happens, check how much is left in your monthly budget, and see which categories take the biggest share. Money Tracker brings those everyday decisions into one mobile app.
From daily entries to a clearer monthly picture
Log what came in or went out, compare spending with your plan, and revisit the categories behind your totals.
Keep a monthly plan
Set a total budget or category limits, then check how much remains as new expenses are recorded.
See spending patterns
Use charts and category reports to understand which kinds of purchases make up your month.
Organize your way
Use categories that fit your life and adjust them as your spending habits change.
See your balance
Check your income, expenses, and remaining balance without piecing together separate records.
Record transfers
Keep movements between your accounts alongside other transactions for a fuller view of your money.
See your budget and spending in context
The Android screens below show how a transaction history becomes a category breakdown and a monthly budget check.
Understand the categories behind a total
Open the expense chart to compare categories and review the items that contribute most to your spending.
Check what remains in your budget
The monthly report brings expenses, income, and remaining budget together in one view.
Images from the Money Tracker Google Play listing. Screens and available features may change between app versions.
How to get started
A simple routine can turn individual transactions into a useful view of your finances.
Record a purchase
After buying groceries, enter the amount and choose a category such as Food.
Check your plan
See the new expense alongside your monthly budget and remaining balance.
Look back at the month
Open reports to compare categories and decide where you want to adjust spending.
Frequently asked questions
What is Money Tracker?
Money Tracker is a free expense tracker and budget app for iPhone and Android. Record income, expenses and transfers in seconds, set budgets, and see where your money goes with charts and monthly reports.
Is Money Tracker free? What does Premium add?
Yes. Money Tracker is free to download, and everyday tracking, categories, budgets and reports work in the free version, which shows ads. An optional yearly Premium plan removes ads and unlocks extras such as unlimited AI entry, bill import, automatic notification entry on Android, app lock and more books and accounts.
Does Money Tracker connect to my bank account? Can it track expenses automatically?
No. Money Tracker does not link to your bank and never asks for your bank login. To save typing, Android users can turn on Smart Notification Entry (Premium), which reads transaction notifications from banking or payment apps and adds them after you confirm. On both platforms you can schedule recurring transactions such as rent, add expenses by voice or photo, and import statements from CSV, Excel, PDF or images (Premium).
Is my financial data safe and private?
Money Tracker never asks for your bank username or password. Notification entries are only saved after you confirm them, and you can block any app from being read. If you don't sign in, your records stay on your phone. If you sign in, they are backed up to your Money Tracker account. You can export your data at any time, delete all of it from the device and the cloud in Settings, and Premium adds a passcode or fingerprint / Face ID lock.
Can I add expenses by voice or by scanning a receipt?
Yes. Hold the mic and say something like "lunch 12" or "got my salary 3000", or take a photo of a receipt or a bill screenshot. The AI fills in the amount, category and date, and you can check and edit everything before it is saved. Free users get a trial allowance, and Premium is unlimited.
Can I ask the AI about my spending?
Yes. Ask the AI assistant in plain words, such as "How much did I spend on food this month?" or "How much budget is left?", and it answers from your own records. You can also add a transaction just by typing it in the chat. Free users have a limited number of chats per day.
Can I set a monthly budget and category budgets?
Yes. Set an overall monthly budget and limits for individual categories, then see how much is left as you spend. Money Tracker reminds you when you go over budget, and Premium lets you choose the day your budget month starts.
How do I back up my data or move to a new phone?
Sign in, and your records are backed up automatically and sync across your devices. On a new phone, install Money Tracker and sign in with the same account to get your data back. Without signing in, data is stored only on that phone, so sign in before you switch or reinstall. You can also export a copy of your data from Settings.
Does it support multiple currencies and separate books?
Yes. Choose your main currency and record in other currencies with exchange rates, which is handy for travel or income in different currencies. You can also keep separate books for personal, business or project spending and switch between them anytime.
Can I share expenses with my partner or split bills with friends?
Yes, in three ways. A split (AA) book is for trips, group dinners or shared rent: record who paid, split the cost equally, by amount, by shares or by percentage, and see who owes whom. A team book lets family or a small group keep one ledger together. Data sharing shows two people's records in one view while each keeps their own data. Split books are free. Team books, sending a data sharing invite and smart settle-up need Premium, and accepting an invite is free.
Start tracking with Money Tracker
Download the app and begin recording the transactions that shape your budget.